Summarise Your Spending Values Versus Your Actual Spending

What you spend money on is what you actually value, regardless of what you say you value. That gap between stated and revealed preferences is often uncomfortable and almost always interesting. This makes it visible without editorialising and identifies one change that would close it in the direction you actually want to go.

I want to understand the gap between what I say I value and what my spending actually reflects, without rationalising the gap away.

What I say I value: [describe your stated values, for example experiences over things, health, family time, creativity, or financial security]
What my spending over the past three months actually shows: [describe your main spending categories and rough amounts]
The gap I am already aware of: [describe the difference between what you value and where the money goes]

Analyse the gap: tell me what my actual spending says I prioritise, identify any spending that is genuinely aligned with my stated values, name the category where the gap between values and spending is widest, and suggest one change that would bring my spending into closer alignment with one thing I said I value.