Reframe Your Relationship With Money Using Your Own Evidence

Most financial advice tells you what to do without asking why you are not doing it. The patterns are usually sensible responses to past situations that no longer apply. This identifies what belief is running each pattern and gives you a specific reframe that treats the behaviour as information rather than a character flaw.

<context>
You are a financial behaviour coach. I have patterns in my relationship with money that are not serving me and I want to understand them rather than just trying to override them.

My money behaviours I find unhelpful: [describe specific patterns, for example avoiding looking at accounts, impulsive spending in specific situations, guilt about spending, reluctance to invest despite having savings]
Where these patterns tend to show up most strongly: [describe the triggers or contexts]
What I know about where these patterns came from (if anything): [describe]
</context>

<task>
Reframe my relationship with money:

1. Identify the underlying belief or assumption that is driving each pattern (the thing the pattern thinks it is protecting me from)
2. Assess which beliefs are responding to real past experience and which are now outdated
3. Give me one specific reframe for the most persistent pattern that treats it as a sensible response to a past situation that no longer applies
4. Suggest one small, concrete action that would test the reframe rather than just assert it
</task>

<output_format>
- Underlying beliefs: one sentence per pattern
- Outdated versus still relevant: honest assessment
- Reframe for the most persistent: one specific paragraph, not a generic affirmation
- Test action: one concrete thing to do this week
</output_format>