Translate Your Bank Statement Into a Spending Map

Bank statements tell you what happened but not what it means. This takes the raw transactions and organises them into a spending map: the real categories, the proportions, the forgotten subscriptions, and the honest picture of whether the spending matches the priorities.

I want to understand my spending patterns by translating my recent bank statement into a clear map of where my money actually goes.

My recent transactions: [paste or summarise your last month of transactions here]

Organise this for me by: grouping transactions into meaningful categories (not just what the bank labels them), identifying the three biggest spending areas as a percentage of total spend, flagging any recurring charges that I might have forgotten about, and telling me whether the overall pattern looks like someone spending in line with their stated priorities or not.

My stated priorities for this money: [describe what matters to you financially]