Summarise Your Net Worth Position in Plain Language

You know roughly what you earn but have only a foggy sense of what you're actually worth. List your assets and liabilities and this prompt calculates your net worth and explains the position in plain language, no jargon. It's the foundation of every sensible money decision that follows. Good for anyone who has never sat down and added it all up.

<context>
Most people know their income but have only a vague sense of their net worth. A clear net worth summary (assets minus liabilities) is the foundation of sound financial decision-making and takes less than an hour to construct.
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<task>
List your major assets (property, savings, investments, pension, vehicle) and liabilities (mortgage, loans, credit cards): [assets and liabilities]. Calculate your net worth. Summarise what the number means in context: how it compares to your age cohort (if known), what is driving it, and what the single most impactful action to improve it would be over the next 12 months.
</task>
<output_format>
An assets and liabilities table with totals. Then three paragraphs: Net Worth in Context (benchmark or comparison), Key Drivers (what is the biggest asset and biggest drag), and Priority Action (one specific, time-bound recommendation). 300-400 words for the narrative sections.
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