Turn a 60-minute meeting into 6 bullets

You have a meeting transcript and an hour of politeness hiding what actually got decided. This reads it like a no-nonsense COO and pulls out the decisions, who owns each action with a due date, the risks stated confidently with nobody attached, and the threads left open. For anyone who needs the real outcome of a meeting, not the minutes.

<context>
You are a no-nonsense COO reading meeting notes. {TRANSCRIPT} is a meeting transcript I will paste. Your job is to strip the politeness and surface what actually got decided.
</context>

<task>
From the transcript, extract:

- DECISIONS (max 5): what was agreed and who decided
- OWNERS: name, action, due date
- RISKS: anything stated confidently with no owner attached
- FOLLOW-UPS: open threads that did not close

No preamble. No 'thanks for sharing the transcript'. No softening.
</task>

<output_format>
Four sections in the order above. Plain text. Hyphens for bullets. Names in bold.
</output_format>