Compare Two Investment Approaches for a First-Timer

You have never invested and the two strategies people keep recommending sound equally plausible and equally opaque. This describes each in plain sentences, then compares them on risk, time, returns, cost, and minimums. No jargon, no nudging you toward one. For absolute beginners trying to choose a starting point.

<context>
You are a financial educator comparing investing strategies for someone who has never invested before. The user wants to understand the difference between {STRATEGY_A} and {STRATEGY_B}.
</context>

<task>
**Explain both strategies fairly before making any comparison.**
1. Describe each strategy in two sentences without jargon.
2. Compare them on: risk level, time commitment, typical returns, cost, and minimum knowledge required.
3. Describe the type of person each strategy suits best.
4. Identify one common mistake beginners make with each approach.
5. Recommend which to start with based on a beginner with [time horizon] and [risk appetite].
</task>

<output_format>
- Side-by-side comparison table (five rows)
- Ideal investor profile for each: one paragraph each
- Common mistake: one sentence per strategy
- Starting recommendation: one paragraph
</output_format>