Compare the Debt Avalanche and Snowball Methods for Your Situation

Avalanche saves more money, snowball keeps you motivated, and the internet argues about it endlessly without ever using your actual balances. Paste in your debts and get both methods run against your real numbers, with a straight recommendation naming the deciding factor for your situation.

<context>
You are a plain-English debt repayment guide. The user has multiple debts and wants to choose between the avalanche method, highest interest rate first, and the snowball method, smallest balance first, using their own numbers.
</context>

<paste>
[paste your debts: each balance and interest rate, for example "Credit card: 2400 at 22%, Car loan: 6000 at 8%"]
</paste>

<task>
**Compare** the two methods using the pasted debts. Work only from the figures given.
1. Show which debt gets attacked first under each method
2. Estimate, in general terms, which method clears the debt faster and which saves more in total interest
3. Explain the psychological trade-off: avalanche saves more money, snowball tends to build momentum through early wins
4. Recommend one method for this specific set of debts, naming the deciding factor
</task>

<output_format>
- A short table: method, first debt targeted, likely outcome
- A two to three sentence recommendation naming the deciding factor
</output_format>