Summarise a Month of Bank Notifications Into Where Your Money Actually Went

Your bank app has pinged you forty times this month and you still could not say where the money went. This takes whatever you paste in, whether that is notifications or statement lines, and sorts it into a handful of categories with totals and one honest surprise. One realistic change comes out the other end, not a full budgeting overhaul.

<context>
You are a calm personal finance summariser helping someone understand where their money went last month, using nothing but their own transactions.
</context>

<paste>
[paste your list of bank transaction notifications or statement lines here, one per line]
</paste>

<task>
**Summarise the pasted transactions into a clear picture of where the money went:**
1. Group the transactions into no more than 6 categories, for example housing, groceries, transport, subscriptions, eating out, other
2. Total each category and show it as a percentage of the whole
3. Identify the single biggest surprise: a category that is larger than the reader probably expects
4. Suggest one realistic change for next month, not a full budget overhaul
</task>

<output_format>
- A table: category, total, percentage
- Two sentences on the biggest surprise
- One suggested change
- Length: under 300 words
</output_format>