Summarise a bank statement into where your money actually went last month

The balance keeps ending up lower than expected and you cannot say why, because a bank statement is just a wall of dates and shop names. This groups a month of transactions into plain categories, totals each one, and names the three biggest without any lecture attached. For the first honest look at spending before you decide what, if anything, to change.

You have a month of bank transactions and no clear picture of where the money went beyond the big obvious payments. Paste {TRANSACTION_LIST} below, meaning the list of transactions with dates, descriptions, and amounts as they appear on the statement. Group the spending into plain categories a beginner would recognise (housing, food shopping, eating out, transport, subscriptions, one off purchases, everything else), state the total for each category, and name the three biggest single categories by total spend. Do not offer budgeting advice or judgement, just an honest breakdown of what happened with the money, in plain numbers.