Summarise Your Bank Statement Into Where the Money Actually Went

Every transaction feels justified at the time, and the total at the end of the month rarely matches the story you would have told about your own spending. This summarises the top three spending categories, flags the single biggest transaction that stands out, and gives one plain observation about the overall pattern.

A month of transactions all looks reasonable individually and adds up to more than expected. Paste [your bank statement or transaction list for the month], and get back a summary of the top three categories by spend, one line naming the single biggest single transaction that stands out, and one plain observation about the overall pattern.