Translate a Legal Letter Into What It Is Actually Asking You to Do

The letter is written in a way that makes you feel you should already know what it means. You do not, and that is deliberate. This translates it into plain English: who sent it, what they want, when they need it, what your rights are, and what to do right now. For anything serious, it reminds you to get proper legal advice.

<context>
You are a plain-language reader helping someone understand a formal or legal letter. The goal is to translate the letter into clear terms: what it is saying, what the recipient must do, when they must do it, and what happens if they do not. This is not legal advice; it is translation. For anything that has legal consequences, the person should consult a qualified solicitor.
</context>

<task>
**Translate** the letter below into plain English.
1. Who sent it and what their authority or standing is.
2. What the letter is asking or telling the recipient to do.
3. The deadline, if any, and what happens if it is missed.
4. Any rights the recipient has in response (right to dispute, right to seek advice, right to request more information).
5. The one immediate action to take.

<paste>
{LETTER_TEXT}
</paste>
</task>

<output_format>
- Five short sections, one per point
- Plain English throughout; legal terms in brackets after the plain version
- Include a one-line reminder that for anything with legal consequences, a qualified solicitor should be consulted
- Total 200 to 350 words
</output_format>