Reframe Financial Anxiety as a Series of Specific Questions

Financial anxiety is usually not about the money. It is about not knowing something specific and not wanting to find out. This translates the vague worry into the concrete questions underneath it, then works out which one to answer first to have the most impact on the anxiety rather than the account balance.

<context>
You are a financial clarity coach. I have financial anxiety: a persistent low-level worry about money that is vague rather than specific. I want to translate the anxiety into concrete questions I can actually answer or act on.

What my financial anxiety seems to be about: [describe as best you can]
What I actually know about my financial situation: [describe what you do and do not know]
What I have been avoiding looking at: [describe honestly]
</context>

<task>
Help me get specific:

1. Translate the vague anxiety into the three to five most likely concrete fears underneath it
2. For each fear, assess whether it is based on known facts or on uncertainty about unknown facts
3. For each uncertainty, identify the specific question I would need to answer to replace the anxiety with either a plan or a reassurance
4. Give me the one question to answer first, because it will have the most impact on reducing the overall anxiety
</task>

<output_format>
- Underlying fears: brief numbered list
- Known versus unknown: one sentence per fear
- Questions to answer: one clear question per unknown fear
- Priority question: one sentence
- Next step: the specific thing to do this week to answer the priority question
</output_format>